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DISCLAIMER

Michael is here to assist you to be as much of your true original Self as you are able. He works with you in your own uniqueness for the highest and best good of you and all concerned.

Michael teaches no belief system and is not exclusively affiliated with any professional modality, group or organization. Michael is just himself. The assistance Michael provides through private sessions, events, classes, publications etc., is to accelerate your process of remembering, embodying and expanding into your essence of the original Self. Nothing Michael Toh shares is intended to be, nor should be construed as professional advice in the area of medicine, psychology or psychiatry. Clients with possible or diagnosed medical, psychological, or psychiatric conditions are advised to consult appropriately qualified and licensed professionals.

Although Michael Toh is a qualified Chartered Accountant and Fellow of the Institute of Chartered Accountants in England & Wales, he retired from practice. He is not authorised to give professional advice on investments, taxation or the law and does not purport to do so. If you require such advice, Michael recommends that you consult an appropriately qualified and authorised professional.

Michael Toh, has created this privacy statement in order to demonstrate his commitment to respecting and protecting your privacy. He has structured this website so that, in general, you can visit this website (MichaelToh.com), without identifying yourself or revealing any Personal Information. The following discloses the information gathering practices for the website MichaelToh.com. Once you choose to provide personally identifiable information, he uses that information to support your customer relationship with him.

What Is Collected:

The "Private Client Intake and Agreement Form" and "Join my mailing list" used on this website is for your use to contact him by email. It contains your name, and email.

When receiving your information through these forms, he does not store or add your name or email address to his direct mailing list. You must choose to add your name and email address to his direct mailing list by subscribing to the Mailing List. He always gives you the option to opt out of receiving his direct email by use of the Unsubscribe link on the bottom of the email.

On some of the web pages, you can make requests for services and register to receive information. The types of Personal Information that may be collected by use of this website are name, email address, mailing address, phone number.

Collection of Financial Information:

No financial information on this website.

Data Retention:

Your Personal Information is kept for as long as needed or permitted in light of the purpose(s) for which it was obtained. The criteria used to determine the retention periods include:

• for as long as there is an on-going relationship and the provision of services to you,

• as required by a legal obligation that is applicable, or

• as advisable in light of a legal position (such as in regard of applicable statutes of limitations, litigation, or regulatory investigations).

With Whom Your Personal Information is shared:

Michael does not and will not share, sell, rent or lease your Personal Information to others unless he has your permission or is required by law. He will not use or share the Personal Information provided to him online in ways unrelated to the ones described above without first offering you a choice and receiving your permission.

Access & Accuracy of Personal Information:

Michael strives to keep your Personal Information accurate and secure. In order to

• Access your Personal Information,

• Update your Personal Information,

• Request deletion of your personal data,

• Request that we stop processing your data,

• Request that your data be delivered to yourself or a third party, please contact Michael directly at michael@michaeltoh.com

To protect your privacy and Personal Information, upon contacting Michael, he will take reasonable steps to verify your identity before granting access to your Personal Information or enabling changes to be made to your Personal Information.

Security:

Michael is committed to ensuring the security of your Personal Information. To prevent unauthorized access or disclosure, maintain data accuracy and ensure the appropriate use of information, he has put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information collected online.

Children:

Michael's website, products and services are not directed to persons under 18. He do not knowingly collect personal information from children under 18. If a parent or guardian becomes aware that his or her child has provided Michael with personal information without such parent or guardian’s consent, he or she should contact Michael. If he becomes aware that a child under 18 has provided him with personal information, he will delete such information from his files.

Changes to Michael's Information Practices:

If these information practices change at any time in the future, Michael will post the policy changes to his website to notify you of the changes. If you subscribe to his direct mailing list, he will email you a copy of the changes to his policy.

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